Bailout Payback Method

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Modified on 2009/11/20 12:31 by tmkern Categorized as Financial Analysis
See Also:
Capital Budgeting Method
Direct Method Allocation
Double Declining Method Depreciation
Internal Rate of Return Method
NPV vs Payback Method

Bailout Payback Definition

Payback period shows the length of time required to repay the total initial investment through investment cash flows combined with salvage value. The shorter the payback period, the more attractive a company is.

Bailout Payback Calculation

Example: a company invested $20,000 for a project and expected $5,000 cash flow annually.

1. Payback period = 20,000 / 5,000 = 4

2. Bailout payback

At the end of year	    Cash flow 	Salvage value	Cumulative payback
1	               5,000	   12,000               17,000
2	              10,000	   10,000               20,000
3	              15,000	    8,000               23,000
4	              20,000	    6,000               26,000

Bailout payback = 2, at the end of year 2, the cumulative payback of $20,000 is equal to the initial investment of $20,000.

Bailout Payback VS Payback Period

Bailout payback method is similar like payback period method. The difference between these two is that bailout payback model incorporates the salvage value of the asset into the calculation and measures the length of the payback period when the periodic cash inflows are combined with the salvage value.